Should I Sell My House Now or Wait Until the Market Changes?

Christina Money
Jun 4
3 min read

Should I sell my house now or wait until the market changes in Collin County?If you're considering selling your home in Collin County, it often comes down to timing, personal goals, and current market conditions. Working with a trusted agent like Christina Money of The Money Group can help you make a confident, informed decision based on real-time data and local expertise.

Navigating Today’s Market in Collin County

Homeowners in Collin County are asking this question more than ever. Between fluctuating interest rates, housing inventory shifts, and economic headlines, it's easy to feel uncertain about when to list your home.

Let’s break it down:

Median home prices in Collin County are holding steady around $525,000.
Homes are averaging 30–45 days on market, with turnkey homes in neighborhoods like Westridge, Trinity Falls, and Craig Ranch still selling quickly.
Interest rates have hovered between 6.5%–7% in early 2025, making affordability a key concern for many buyers—but also filtering out non-serious ones.

So, is now the right time? Or should you wait?

Pros of Selling Now

1. Low Inventory = More Attention on Your Listing

Even with buyer hesitation, inventory in Collin County remains relatively low. This means your home may get more eyes—and offers—if priced right.

2. Equity Gains

If you've owned your home for a few years, chances are you've built strong equity. Cashing out now could free up funds for a move, investment, or even downsizing.

3. Life Doesn’t Always Wait

Are you relocating? Needing more space? Getting divorced? Downsizing? Sometimes waiting isn’t about the market—it’s about your life timeline.

4. Serious Buyers Are Still Looking

Buyers shopping in today’s market are often more financially stable and serious about closing. Christina Money has had multiple listings sell within days due to smart marketing and pricing.

Pros of Waiting to Sell

1. Possible Rate Drops in Late 2025–2026

Many experts predict interest rates could ease within the next 12–18 months. Lower rates could bring more buyers into the market.

2. Home Value Appreciation

If your neighborhood is trending upward—like parts of Frisco near the PGA development—you may see value gains by waiting 6–12 months.

3. Time to Prepare

Waiting gives you time to declutter, complete repairs, and stage your home for maximum impact.

How to Decide What’s Right for You

Ask yourself these questions:

Do you need to sell in the next 6 months?
Do you have significant equity?
Are you moving for a job, family, or lifestyle change?
Will waiting cause stress, missed opportunities, or cost more in the long run?

Christina Money at The Money Group helps sellers across Collin County answer these exact questions. Through a custom strategy session, she walks you through market comps, timelines, and pricing plans tailored to your home and goals.

Local Insight: Neighborhood-Specific Timing

Frisco: Still seeing strong buyer demand for move-in-ready homes near Panther Creek High and the Fields development.
McKinney: Historic homes near the square are hot in spring and early summer, especially when curb appeal is at its peak.
Allen: Homes near top schools like Norton Elementary are often most competitive March–May.
Plano: Older homes with updates continue to sell well year-round, especially near Legacy West and Arbor Hills.

Christina Money’s Strategy

Whether you list now or later, Christina’s approach includes:

Real-time MLS and market analysis
Neighborhood-specific pricing strategy
Custom pre-listing timeline planning
Professional marketing and negotiation

By staying ahead of trends and understanding your needs, she’ll help you time your sale for the best possible outcome.

Final Word

There’s no one-size-fits-all answer to “should I sell now or wait?” But with the right guidance, you can make a decision rooted in data, goals, and what makes the most sense for your life.

Christina Money with The Money Group is here to help. Whether you’re ready to list this month or next year, you deserve expert support every step of the way.

Let’s Talk Timing

Not sure what the next step is? Reach out to Christina Money to set up a no-pressure home selling consultation.